Terms & Conditions
Transaction fees charged would not be refunded / reversed under any circumstances for any refund/reversal/chargeback and any other reason.

Transaction fees charges would be borne by the cardholder for any payment.

For transaction details acknowledgement, kindly check your given email id/mobile number, while making payment on the payment portal.

Please read the below terms and conditions (“Terms of use”) carefully. Your use of this site is subject to these terms of use.

Acceptance of terms: By accessing to this site, you agree to these terms of use and to any additional guidelines that we may post on this site and you acknowledge that you have read, understood and agree to be bound by these terms of use. Information on this site may contain technical accuracies or typographical errors.

Copyright and use of Site Content: St John AIA (“St John AIA”) is the owner of this site and reserves the right at its sole discretion, to modify, add or remove any terms or conditions of these terms of use without notice or liability to you. Any changes to these terms of use shall be effective immediately, following the posting of such changes on this website. Your continued use  of www.stjohncouncil.co.in means that acceptance to any new or modified terms of use that are maintained. We would thus encourage you to re-visit the ‘terms of use’ link at our site from time to time to stay abreast of any changes that are introduced.

Intended use of this site: The site and contents of the site are for personal and non- commercial use only. You agree to use the website only for lawful purposes, and in a matter which does not infringe the rights, or restrict, or inhabit the use and enjoyment of the website by any third party. Your use of the site and /or content must at all times comply with applicable law, rules and regulations.

Content we make available on the site: The information, comments, reviews, photos, pictures and other images are subject to copyright, trademark (registered or unregistered in the name of St John AIA), other intellectual property rights and laws. To the extent permitted by law, St John AIA excludes all liability for any loss or damages including, without limitation, indirect, special or consequential loss or damages, or any loss or damages whatsoever arising from the use or in connection with such use or loss of use of the website, whether in contract or in negligence. Nothing in these terms of use limits or excludes St John AIA liability for death or personal injury resulting from negligence, fraud, or any liability which cannot be excluded to applicable law.

St John AIA does not warrant that the functions and materials contained in the website will be: uninterrupted or error free; that defects will be corrected; that the website, or the server that makes it available are free of viruses or bugs; or represent the full functionality, accuracy and reliability of the materials.

All intellectual property in the website and the material or information it contains (including without limitation copyright, designs, database rights and trademarks (registered or unregistered) is and shall remain the property of St John AIA or its third party licensors.

Commercial use or publication of all or any item displayed is strictly prohibited without authorization from St John AIA. Nothing contained in these terms of use shall be construed as conferring any license by St John AIA to use any item displayed.

Access to this site: This site may become unavailable due to maintenance or malfunction of computer equipment or for any other reason and may result in damages to the user’s systems or operations. The user shall be solely responsible for ensuring that any information or content obtained from this Site does not contain any virus or other computer software code or subroutine designed to disable, erase, impair or otherwise damage the user's systems, software or data.

Use of the Contents: Materials in the website may be copied for personal use only on the condition that all copyright notices and source indications are also reproduced, no modifications are made and each relevant item is copied in its entirety. However, some materials have been published on the website with the permission of the relevant copyright owners (who are not St John AIA). All rights are reserved on these materials and permission to copy them must be requested from the copyright owners (as indicated within these materials).

External links to Third Party's Website: St John AIA takes no responsibility for the content of external internet websites. Following links to any other websites or pages shall be at your own risk and St John AIA shall not be responsible or liable, directly or indirectly, for any damages resulting from the use of such other websites.

Content you make available: Any communication or material that you transmit to, or post on, any public area of the website including any data, questions, comments, suggestions, or the like, is, and will be treated as, non-confidential and non-proprietary information. St John AIA reserves the right to remove any such communication or material from the Website at its own discretion.

Dispute: If there is any conflict between these terms of use and rules and/or specific terms of use appearing on the Website relating to specific material then the latter shall prevail.

Governing Law: These terms of use shall be governed and construed in accordance with the laws of India. Any disputes shall be subject to the non-exclusive jurisdiction of the Indian Courts.

Termination of use: If these terms of use are not accepted in full, the use of the website must be terminated immediately.

Indemnity: Except to the extent prohibited under applicable law, you agree to defend, indemnify and hold https://stjohncouncil.co.in/ harmless , its affiliated entities, and any other party involved in creating, producing or delivering the Site, and their respective directors, officers, employees, agents, shareholders, licensors and representatives, from and against all claims, losses, costs and expenses (including without limitation attorneys fees) arising out of (a) your use of, or activities in connection with, the Site; (b) any violation of these terms of use by you or through any account you create in connection with the Site or (c) any allegation that any Content that you make available or create through the Site, infringes or otherwise violates the copyright, trademark, trade secret, privacy or other intellectual property or other rights of any third party.

DISCLAIMER
St John AIA uses reasonable endeavors to correct any errors or permissions in the platform as soon as practicable once they have been brought to our attention. St John AIA makes no Promises, Guarantees, Representations or Warranties of any kind (express or implied) regarding the website. The services or any part or parts there of, any content, or any linked services or other external services. St John AIA does not warrant, that you use of the platform will be Uninterrupted, Timely, Secure or Error-free. That defects will be corrected, or that the platform or any part or parts. There of, the content, or the servers on which the platform operates are or will be free of viruses or other harmful components. St John AIA does not warrant that any transmission of content uploaded to theplatform will be secure or that any elements of the platform designed to prevent unauthorized access, sharing or download of content will be effective in any and all cases, and does not warrant that your use of the platform is lawful in any particular jurisdiction.

St John AIA and its Affiliates, Successors, and Assigns, and their Respective Employees, Agents, Directors, Officers and Shareholders, Specifically disclaim all of the foregoing warranties and any other warranties not expressly set out. Here in to the fullest extent permitted by law, including without limitation any express or implied warranties regarding non-infringement, merchantability and fitness for a particular purpose.